Loading…
Rather not do this yourself? A certified accountant will do it for you, start to finish.
Salary & payroll
Loading this calculator…
About this calculator
Turn gross salary into net pay, IRS withholding, employee Social Security and total employer cost.
Understand every euro on the payslip.
Free, no account and no card. Every figure shows the rule it came from, for the 2026 income year.
Who this calculator is for
For anyone paid a salary in Portugal, resident or not, who wants to see the net pay, the withholding behind it and the employer's real cost before accepting an offer.
What it covers
- Gross to net
- Withholding
- Employer cost
- 12 or 14 pays
The rules it applies
- Income tax
- IRS, 9 bands from 12.5% to 48%
- Withholding
- A running estimate — the annual return settles it
Source: CIRS art. 68 — checked 2026-08-21
Questions about this calculator
Does it use the 2026 IRS tables?
Yes. Withholding is estimated from the 2026 tables, whose nine bands run from 12.5% to 48%, so the figures match the rates that apply to income earned in 2026.
Why does my payslip differ slightly?
Withholding is a month-by-month estimate and the annual Modelo 3 return settles the exact figure. A few euros of difference usually come from dependants, deductions or subsidies applied differently.
Does it include the employer's cost?
Yes. Beside your net pay it totals the employer's Social Security and other charges, so you can see what a hire really costs and not only the salary on offer.
Read the rules behind it
- IRS brackets 2026: why your average rate is lower
- IFICI replaced NHR: 20% for ten years, and one deadline
Related calculators
An estimate from the inputs given, not a filed position. Anything submitted to the Autoridade Tributária or Segurança Social through Taxovate is reviewed by a qualified accountant first.