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Annual IRS
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About this calculator
Estimate final household IRS for income earned in 2026, including deductions, IRS Jovem, special-rate income and settlement.
Your complete 2026 income-tax picture — not a 2025-return calculator.
Free, no account and no card. Every figure shows the rule it came from, for the 2026 income year.
Who this calculator is for
For households settling their annual IRS for income earned in 2026 who want the likely settlement in hand before filing Modelo 3.
What it covers
- Income year 2026
- IRS Jovem
- Deductions
- Settlement
The rules it applies
- Bands for 2026
- 9, from 12.5% to 48%
- First band
- 12.5% on income up to €8,342
- Top band
- 48% above €86,634
- Annual return
- Modelo 3, filed by 30 June
Source: CIRS art. 68 — checked 2026-08-21
Questions about this calculator
Which year does it calculate?
Income year 2026: nine bands from 12.5% to 48%, with the brackets that apply to 2026 income - not a rolled-over 2025 calculation.
Can it include IRS Jovem and my deductions?
Yes. The young-worker exemption, your deductions and income taxed at special rates enter the same computation, and the result is the settlement: a payment due or a refund.
When is the return due?
Modelo 3 for 2026 income is filed by 30 June of the following year, as the CIRS calendar sets out - the calculator is the estimate you check before that date.
Read the rules behind it
- IRS brackets 2026: why your average rate is lower
- Modelo 3: which anexos you need, and proof it was received
Related calculators
An estimate from the inputs given, not a filed position. Anything submitted to the Autoridade Tributária or Segurança Social through Taxovate is reviewed by a qualified accountant first.