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Rather not work it out yourself? A certified accountant will do it for you, start to finish.
Portugal tax calculators
Loading the Portuguese tax calculators for 2026…
The 22 calculators
Every one runs in the browser for the 2026 income year. There is no account, no card and no email step, and each result shows the rule the figure came from rather than a number on its own.
A calculator is an estimate from the inputs you give it. Anything filed with the Autoridade Tributária or Segurança Social through Taxovate is reviewed by a qualified accountant first.
Personal
- Salary & payroll
- Turn gross salary into net pay, IRS withholding, employee Social Security and total employer cost.
- Net pension
- Turn a gross Portuguese pension into what actually arrives, using the 2026 pension withholding tables rather than the employment ones.
- Unemployment benefit
- What the subsídio de desemprego pays each month and for how many days, from the 2026 Segurança Social rules.
- Freelancer
- Plan Recibos Verdes, Category B IRS, quarterly Social Security, IVA collection and cash reserves.
- Social Security
- Model employee, employer, freelancer and company-partner contributions with monthly forecasts and due windows.
- IRS Jovem
- What the young-worker exemption is worth on your salary, month by month, in each of its ten benefit years.
- Annual IRS
- Estimate final household IRS for income earned in 2026, including deductions, IRS Jovem, special-rate income and settlement.
- Unemployment-year tax
- Separate non-taxable unemployment benefits from taxable work, self-employment and compensation income.
- Stocks & crypto
- Estimate tax on dividends, interest, stock gains, funds and crypto, including 365-day crypto logic and NHR/IFICI comparisons.
- Passive income
- Plan dividends, interest, royalties, pensions and rental income under ordinary, NHR transitional and IFICI scenarios.
Business
- IVA return
- Reconcile output VAT, recoverable VAT, Article 53, invoice lines, period cash flow and filing dates.
- Company & IRC
- Bridge accounting profit to taxable profit, then calculate IRC, derrama, state surtax and autonomous taxation.
Property
- Property purchase
- Calculate IMT, stamp duty, IMT Jovem, non-resident rules, professional costs and total acquisition cash.
- Annual IMI
- Work out the annual IMI on a property you hold, including the municipal rate, rural land and the IMI familiar deduction its conditions actually allow.
- Mortgage
- Compare mortgage offers, monthly payment, total cost, LTV, DSTI, stamp duty and stress-rate affordability.
- Early repayment
- Pay a lump off your mortgage and see both choices side by side: a smaller instalment, or the same instalment for fewer years.
- House tax
- Plan recurring IMI, AIMI, rental tax, lease stamp duty, condo, insurance and maintenance reserve.
- Property sale
- IRS on selling a Portuguese property: the gain after inflation and costs, how much of it is taxable, and what main-home reinvestment relieves.
Vehicle
- Vehicle & IUC
- Calculate IUC for cars, light-goods vehicles and motorcycles, then analyse purchase VAT and depreciation.
- Car import
- Estimate ISV, imported-car VAT, customs duty, registration costs and landed cash cost from EU or non-EU purchases.
International
- Cross-country
- Compare Portugal with another country using Portuguese IRS plus foreign-tax, social-security and day-count overlays.
- Visa & residency tax
- Compare Golden Visa, D7, D8 and tax residence with ordinary Portugal tax, historical NHR and IFICI scenarios.